Join a Club, transfer funds to Young Platform, and earn cashback on deposits made via card, Apple Pay, or Google Pay.
Using a card is undoubtedly the most convenient and quickest way to top up your account, sparing you the hassle of IBAN codes or other banking details. Simply enter your card details—or use Apple Pay or Google Pay—and you are sorted!
If you are a Club member, this is also the most cost-effective method. Thanks to deposit cashback, you receive a bonus the moment you transfer funds, effectively offsetting the fees and cancelling out the cost. Let’s look at the details.
A bonus for every Club
Depending on your Club membership tier, you are entitled to specific benefits:
- Bronze: 1 bonus of €5
- Silver: 1 bonus of €5
- Gold: 2 bonuses of €5 each
- Platinum: 3 bonuses of €5 each
These bonuses are credited automatically on the first day of every calendar month.
Want to join a Club? You can find all the information here: How to join Young Platform Clubs
How card deposit cashback works for Club members
First and foremost, this perk is reserved exclusively for card deposits made within the Crypto section of the app. As mentioned, the value of the cashback varies based on your membership tier (Bronze, Silver, Gold, or Platinum).
You can link any card (credit, debit, or prepaid) to your Crypto account, with the exception of the Young Card.
Why is the Young Card excluded?
It is quite simple. If you wish to use funds from your Young account to top up the Crypto section, the process is already more agile and, crucially, cheaper. Instead of using bank transfers, Apple Pay, or Google Pay, you can simply use the app’s “Transfer” function. The transfer is immediate and completely commission-free, so there is no need for cashback.
Tips to maximise your cashback
Bonuses are credited automatically on the first day of the month and apply to card deposits made during that current month.
Please bear in mind that each bonus applies to a single deposit only. This means a Platinum member can be reimbursed for the fees on three separate deposits, whilst a Gold member is covered for two.
To make the most of this benefit, consider the following:
- Set up a recurring buy: By using your card, Apple Pay, or Google Pay for recurring purchases, you can avoid paying commissions every time you set aside crypto.
- Watch the deposit amount: Since the bonus applies to a single transaction, consider depositing a higher sum to utilise the full value of the bonus.
- Mind the order: The bonus is applied to the first deposit(s) you make in the month. Ensure your first deposit is substantial enough to benefit fully.
Frequently asked questions
When will I receive the bonus?
If you are already a Club member, you will receive it on the first day of each calendar month. New members receive it immediately upon joining, and subsequently on the first of every month.
Where can I find the bonus?
It appears in your Bonus Wallet, the section on Young Platform, where you can view all your bonuses. You can check their status, value, expiry date, and validity details there.
How many deposits does it cover?
Each bonus is valid for one deposit only.
- Platinum Members: Reimbursement for three deposits.
- Gold Members: Reimbursement for two deposits.
- Bronze and Silver Member: Reimbursement for one deposit.
Which methods are eligible?
The promotion covers deposits via:
- Payment card (Credit/Debit/Prepaid)
- Google Pay
- Apple Pay
Note: This includes deposit fees connected to recurring purchases. It does not apply to bank transfers.
How is the bonus used?
The bonus is applied automatically during the deposit process. Before confirming, you will see a banner notifying you of the fee reimbursement.
- Once the operation is complete, the reimbursement is executed immediately.
- If you have set up a recurring buy with a card, you will not see a notification, but the deposit fees will be automatically credited back to your Euro Wallet.
How is the reimbursement processed?
As soon as you complete a deposit, the fee amount (paid via cashback) is transferred from your Bonus Wallet to your Euro Wallet. You can verify this in your transaction history.
Will I be reimbursed for all fees paid on my card deposit?
You will be reimbursed for the fees paid up to a maximum of €5, which is the value of a single bonus.
If I don’t use the full bonus on a single deposit, can I reuse the remaining bonus?
No, each bonus is valid for a single deposit only. If you do not use the full amount, the excess is lost and cannot be recovered.
Can I choose which deposit to use the bonus on?
No, the bonus is automatically applied to the first deposit (or the first few deposits for Gold and Platinum members) made during the month. If you wish to use it on a recurring purchase, we recommend scheduling it for the first few days of the month. You can do this by cancelling your current recurring purchase and setting it up again for early in the month.
What about bank transfers?
The bonus does not apply to bank transfers. It is valid only for deposits made via credit, debit, or prepaid cards, as well as Apple Pay and Google Pay.
What happens if I upgrade my Club tier?
If you upgrade, you will be credited for the difference in bonuses you did not receive in your previous Club. For example, moving from Silver to Gold gets you one extra bonus. However, moving from Bronze to Silver gets you nothing extra, as both tiers are entitled to one bonus.
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