Stable in value, active for rewards.
Stablecoins are designed to track the value of the dollar and euro. In lending, they generate variable rewards, credited to you in real time.
New · DeFi Wallet
4.29% yield*
on your stablecoins
Unlock decentralised finance yields without leaving your app. Put your assets to work straight away with Aave and Morpho.
*Variable yield, updated in real time by the protocol. It isn’t guaranteed and may change at any time. Fees apply.
DeFi,
without the hard part.
Forget browser extensions and complicated steps. Put your assets to work on some of the most widely used decentralised protocols, right from the app you use every day.
Aave
Only DeFi's heavyweights. Zero experiments.
DeFi has thousands of protocols. In the app, you'll find some of the most established, each with its own page: how it works, current yield, withdrawal times and risks. Then you decide.
The future of finance, as simple as a bank transfer.
Deposit USDC or EURC into lending protocols and let them generate variable rewards day after day.
Keep your funds pegged to the value of the dollar or euro, shielded from market swings.
From your euros to DeFi, without stopping.
Buy USDC or EURC from your Euro balance and add them directly to your DeFi Wallet. No external platforms and no addresses to copy.
Where lending ends,
everything else begins.
The DeFi Wallet takes you on-chain: swap, receive, send. With your keys always in your pocket.
Swap on
any token
Swap any asset in your wallet for any token available on the Ethereum network, right in the app.
Beyond the crypto
in your Young Wallet
Receive and send tokens to and from other wallets, including ones you won't find on Young Platform.
Deposits in
seconds
Move your funds and put your crypto to work straight away, with no waiting or complicated steps.
Network fees,
your way.
Pay network fees with ETH, USDC, EURC or YNG.
Pay gas fees your way.
Gas fees are no longer a hurdle: pay them with the crypto already in your wallet. And if you choose YNG, your Club discount is applied automatically.
- ETH, stablecoins and other supported currencies
- Club discount on gas fees paid in YNG
- No ETH to set aside
Get into DeFi in 3 steps.
Create your wallet, add your stablecoins and choose where to allocate them to earn yield.
Activate the
DeFi Wallet
Answer a few questions and choose your wallet password: only you know it.
Add your
stablecoins
Buy USDC or EURC with your euros, or receive them from another wallet.
Choose where
to allocate them
Compare protocols, choose the one that's right for you and let your assets earn a variable yield.
New to DeFi? Start with the basics.
How lending works and where rewards come from: guides without the technical jargon.
Non-custodial wallets compared.
Everything you need to get into DeFi, without the complexity of traditional wallets.
Other walletsYoung Platform
Protocol accessManual connection and signatures on every dAppBuilt into the app, no connection needed
Gas fee paymentOnly in the network currencyETH, stablecoins and YNG with Club discount
Lending productsTo research and assess yourselfAave and Morpho, already available to you
SupportCommunity and forumsItalian-speaking support team
Account, card, crypto.
And now, DeFi.
Activate DeFi Wallet and start earning yield on your stablecoins.
Promotional content. DeFi Wallet is a non-custodial technical service, outside the scope of MiCAR: Young Platform provides the infrastructure but does not hold or control the user's crypto-assets. Returns are variable and not guaranteed; using protocols involves risks and network fees. Before using it, read the Risk Disclosure and the DeFi Wallet T&Cs.
FAQs
It's a non-custodial wallet (self-custody) built into the Young Platform app. It gives you direct access to decentralised finance protocols without connecting external wallets. Young Platform provides the technology infrastructure: the keys remain under your control.
You deposit your stablecoins into a lending protocol, which makes them available to borrowers. In return, you earn a variable reward that depends on demand for loans on the protocol and can track it in real time in the app.
No. Returns vary and depend on the protocols’ market conditions. Using DeFi protocols involves risks, including the loss of allocated crypto-assets, and there is no compensation scheme or deposit guarantee. You can find all the details in the Risk Disclosure.
You can pay them in ETH, USDC, EURC or YNG, your choice. If you choose YNG, you get a discount on the network fee: find the rates on the DeFi Wallet Fees and Pricing page.
Yes, you can withdraw your principal and accrued rewards whenever you like. However, timings depend on liquidity available on the protocol, and withdrawals may take longer at certain times. Withdrawals incur a network fee and an infrastructure fee on rewards, discounted for Club members.
