Promoter

1.1. This promotion, named “MYCA: Move Your Crypto Assets” (hereinafter, the “Promotion”), is organised and managed by Young Platform S.p.A., with registered office in Turin (TO), Via F. Cigna No. 96/17, VAT No. 11931440017, authorised as a crypto-asset service provider (CASP) by Consob and the Bank of Italy on 30/06/2026 pursuant to Article 16(1) of Italian Legislative Decree No. 129/2024 and Article 63 of Regulation (EU) 2023/1114 (hereinafter, “Young” or the “Company”).

1.2. Participation in the Promotion entails full and unconditional acceptance of these terms and conditions (hereinafter, the “Terms”), of the platform’s General Terms & Conditions and of any other applicable policy, which shall prevail in the event of any conflict with any promotional or advertising material.

Territorial Scope and Duration

2.1. The Promotion is addressed to Users residing in the European Union, whether they already hold an account on the Young Platform or open a new account on the platform during the Promotional Period, provided they hold a duly verified account (KYC completed) by the end of the Promotion.

2.2. The promotional period (the “Promotional Period”) is defined as follows: from 00:00 on 2 July 2026 to 23:59 on 2 August 2026. The date and time recorded by Young Platform’s IT systems shall be authoritative.

2.3. The Company reserves the right to change the duration of the Promotion (extension, reduction or early termination), giving notice through its official channels, without this giving rise to any right to indemnity or compensation for participants.

Eligible Participants and Participation Requirements

3.1. The Promotion is addressed both to Users who already hold a Young Platform account on the start date of the Promotion and to persons who open a new Young Platform account during the Promotional Period, provided they hold a duly verified account (KYC completed) by the end of the Promotion (hereinafter, the “Participants”). No prior registration before the start of the Promotion is required: users registering on Young Platform for the first time during the Promotional Period may also benefit from it.

3.2. The following persons may take part in the Promotion, provided that they cumulatively:

1. are natural persons of legal age, with full legal capacity;
2. hold, or come to hold within the Promotional Period, an active Young Platform account, duly verified in accordance with anti-money laundering (AML) legislation and the applicable KYC procedures; for new users, completion of the registration and KYC verification process must take place no later than the end of the Promotion;
3. have not been subject to account suspension, blocking or closure measures for breach of the Terms and Conditions, anti-fraud policies or applicable law;
4. make, during the Promotional Period, one or more deposits of crypto-assets and/or FIAT currency into their Young Platform account for an aggregate value equal to or greater than the minimum threshold set for the relevant tier (Art. 4).

3.3. Legal entities, employees, collaborators and directors of Young Platform, as well as family members living with them, are excluded from the Promotion, unless otherwise expressly communicated by the Company.

3.4. Young Platform reserves the right to verify, including on a sample basis, the authenticity of new registrations made during the Promotional Period, in order to prevent the opening of multiple or fictitious accounts for the sole purpose of obtaining the benefits (see Art. 10).

3.5. Young Platform reserves the right to request, at any time, additional documentation for the purposes of verifying identity, the origin of funds and compliance with the participation requirements, suspending the delivery of the benefits until such checks are completed.

Promotion Mechanics: the Tiers

4.1. The benefit granted to the Participant depends on the aggregate value of net deposits made during the Promotional Period, according to the following tier structure:

Benefit	Tier 1	Tier 2	Tier 3
Cumulative net deposit	€1,000 – €9,999	€10,000 – €49,999	€50,000 +
Wallet bonus	1% of net deposit	1.5% of net deposit	2% of net deposit
Tax Report	Personalised discount, up to 70%	Personalised discount, up to 70%	Personalised discount, up to 70%
Card Cashback	2% for 3 months	3% for 3 months	3.6% for 6 months
Card + Account	Free delivery + free fees	Free delivery + free fees	Free delivery + free fees
Dedicated account manager	–	✓	✓

4.2. The value of crypto-asset deposits for the purposes of reaching the above thresholds is calculated at the spot price recorded on the Young Platform at the time the deposit is credited. The Company reserves the right to determine, at its own discretion and with prior notice, which crypto-assets are eligible for the purposes of tier qualification.

4.3. The tier reached by each Participant is recalculated dynamically on the basis of cumulative net deposits (deposits net of any withdrawals) during the Promotional Period. Moving up to a higher tier entails payment only of the difference in bonus compared with the tier previously granted.

4.4. For the purposes of this Promotion, there is no maximum limit on the amount of net deposits a participant may make, either on a weekly basis or cumulatively over the entire Promotional Period. The following remain unaffected: (i) any operational or security limits, or limits required under anti-money laundering (KYC/AML) legislation, ordinarily applied by Young Platform to the participant’s account, regardless of participation in the Promotion; and (ii) any maximum cap on the aggregate Trading Bonus payable to each individual participant, as referred to in Art. 5.

Fee Bonus

5.1. The bonus is granted once per participant and is credited on a weekly basis in the form of a credit, the amount of which is determined by the cumulative net deposit and the tier reached (Art. 4). The credit is returned to the participant as cashback in Euro, credited to the user’s Euro wallet, exclusively against, and to the extent of, the trading fees applied to spot purchase and sale (buy/sell) transactions in crypto-assets carried out by the participant on the Young Platform, up to the amount of the accrued credit.

5.2. The credit does not constitute a sum of money that is independently available, withdrawable or transferable in the absence of trading activity: its value is paid solely as a refund (cashback) of the spot trading fees actually incurred by the participant and does not accrue, nor is it paid, in the absence of buy/sell transactions.

5.3. The bonus cannot be combined with services other than spot buy/sell (by way of example: staking, “Earn” products, withdrawals, deposits, card fees) and cannot in any way be used, converted or refunded in cash or in crypto-assets.

5.4. The bonus is valid until 31 December 2026, after which any unused residual amount shall automatically and definitively lapse, without any right to compensation.

5.5. The Company reserves the right to set maximum caps on the aggregate bonus payable to each individual user, with prior notice through its official channels.

Young Platform Card Cashback

6.1. Participants who reach the relevant tiers and activate the Young Card are granted cashback on transactions made with the card, in the amount and for the duration indicated in the table in Art. 4.

6.2. By way of derogation from the Young Platform Card Terms and Conditions and the related cashback programme, for the sole purposes of this Promotion, the cashback referred to in the preceding paragraph is granted to participants regardless of subscription to a paid plan/club (e.g. Young Club) and of completion of the value action, which are normally required for cashback to be paid.

6.3. The derogation referred to in paragraph 6.2 is strictly limited to the promotional cashback granted under these Terms, in the amount and for the duration indicated in the table (Art. 4), and does not extend to other matters governed by the Young Platform Card Terms and Conditions and the related payment account, which shall prevail for everything not expressly derogated from by this article.

6.4. At the end of the promotional cashback period indicated in the table, the payment of any further cashback on Young Platform Card transactions shall again be fully subject to the ordinary Card Terms and Conditions, including club membership and/or recurring spending requirements.

6.5. Young Platform reserves the right to verify compliance with the Promotion participation requirements and to suspend or revoke the promotional cashback in the event of abusive, circumventive or fraudulent use of the Young Platform Card (see Art. 10).

Free Payment Account and Debit Card

7.1. For the entire duration of the Promotion, the issuance of the Young Card linked to the payment account, as well as the applicable fees, are offered free of charge to participants who reach at least Tier 1, by way of derogation from the contractual conditions set out in the Young Platform Payment Account Terms & Conditions.

7.2. It is specified that the fees provided for in the Young Platform Payment Account Terms & Conditions will be waived only for the first year of activation of the Payment Account.

Dedicated Account Manager

8.1. Participants who reach at least Tier 2 are assigned a dedicated Young Platform account manager as a point of contact for assistance relating to the services covered by the Promotion.

8.2. The dedicated account manager service is of an informational and support nature and does not under any circumstances constitute financial, investment, tax or legal advice, nor a solicitation to invest (see Art. 11).

8.3. Young Platform reserves the right to define and modify the way the service is provided (contact channels, availability hours, language), giving notice to the participants concerned.

Tax Report Discount

9.1. Participants who reach at least Tier 1 are granted a personalised discount of up to a maximum of 70% on the cost of the Tax Report service offered by Young Platform (or by a third-party provider, where appointed).

9.2. The discount percentage actually applied, within the maximum ceiling of 70%, is determined by Young Platform according to internal parameters (e.g. tier reached, trading volume) and communicated to the participant upon activation of the service.

9.3. The discount relates exclusively to the cost of the tax reporting service and does not under any circumstances constitute personalised tax advice: the provisions of Art. 13 on tax treatment remain unaffected.

9.4. The general terms of the Tax Report service, where available, remain unaffected and shall prevail for any matter not expressly governed by this article.

Amendments, Suspension and Termination of the Promotion

10.1. Young Platform reserves the unquestionable right to amend, suspend or terminate, at any time, in whole or in part, the Promotion and/or these Terms, for technical, operational, regulatory or other reasons, including the need to comply with laws, regulations or measures of competent Authorities, giving notice through its official channels. Such changes shall not give rise to any right to indemnity, refund or compensation in favour of participants, without prejudice to benefits already accrued and not disputed as at the date of the change.

Exclusion of Participants and Forfeiture of Benefits

11.1. Young Platform reserves the right to exclude participants from the Promotion at any time, and to revoke, suspend or withhold benefits even if already accrued, where participants:

1. fail to comply, even in part, with these Terms or the general Terms and Conditions of the service;
2. engage in fraudulent, circumventive or abusive conduct, or conduct otherwise contrary to good faith, including, by way of example and without limitation, the use of multiple accounts attributable to the same person, deposits and withdrawals made for the sole purpose of artificially obtaining the benefits, or the use of untruthful identification data;
3. fail, or no longer pass, the KYC/AML checks required by applicable law and Young Platform’s internal procedures;
4. are found, on the basis of the Company’s assessments, to be in breach of applicable laws or regulations, including those relating to the prevention of money laundering and terrorist financing.

11.2. The Company’s decision regarding the exclusion of a participant and/or the revocation of benefits is a matter for the Company’s discretionary assessment; the Company shall in any case provide the person concerned with a brief statement of reasons. The Participant retains the right to request clarification through the customer support service.

Nature of the Bonus and Absence of Financial Advice

12.1. The benefits provided under the Promotion are of a purely promotional and commercial nature. No communication relating to the Promotion constitutes financial, investment, tax or legal advice, nor a solicitation to invest in crypto-assets. The value of crypto-assets is subject to fluctuations, which may be significant: depositing or holding crypto-assets entails a risk of loss, including total loss, of capital, regardless of participation in the Promotion.

Limitation of Liability

13.1. Except in cases of wilful misconduct or gross negligence, Young Platform shall not be held liable for technical failures, malfunctions, connectivity interruptions or force majeure events that prevent, in whole or in part, participation in the Promotion or the delivery of the benefits, nor for the consequences of investment decisions taken by Users in connection with the Promotion.

Tax Treatment

14.1. The tax treatment of the benefits received under the Promotion is the sole responsibility of the Participant, in accordance with the tax legislation in force from time to time. Young Platform does not provide personalised tax advice and invites Participants to consult a qualified professional for an assessment of their own position.

Processing of Personal Data

15.1. Participants’ personal data are processed by Young Platform, as Data Controller, in compliance with Regulation (EU) 2016/679 (“GDPR”) and the applicable personal data protection legislation, for purposes connected with the management of the Promotion, as set out in the Privacy Policy available on the institutional website of Young Platform S.p.A. at the following link: https://youngplatform.com/legal/privacy-policy/.

Communications and Promotional Materials

16.1. Any communication, advertising or creative materials relating to the Promotion are for illustrative and informational purposes only. In the event of any discrepancy between such materials and these Terms, the text of these Terms shall prevail in all cases.

Governing Law and Jurisdiction

17.1. These Terms are governed by Italian law. Any dispute concerning the validity, interpretation or performance of these Terms shall be subject, on an exclusive basis where permitted by law, to the jurisdiction of the Court of Turin, without prejudice to mandatory consumer protection rules concerning the consumer’s forum.

Support and Complaints

18.1. For information, clarification or complaints relating to the Promotion, participants may contact Young’s customer support service through the official channels indicated on the website, as well as via the dedicated Complaints form at the following link: https://youngplatform.com/legal/complaints/.